LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,656
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,823
−HK$2,201/mo
Today · 4.125%
HK$74,024
baseline
▲ 0.50% · 4.625%
HK$78,528
+HK$4,504/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$148,048/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,492
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,570
−HK$2,108/mo
Today · 4.125%
HK$81,678
baseline
▲ 0.50% · 4.625%
HK$85,984
+HK$4,306/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$163,356/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,587
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,187
−HK$2,642/mo
Today · 4.125%
HK$88,829
baseline
▲ 0.50% · 4.625%
HK$94,234
+HK$5,405/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,658/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,990
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,484
−HK$2,530/mo
Today · 4.125%
HK$98,014
baseline
▲ 0.50% · 4.625%
HK$103,180
+HK$5,166/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,028/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,518
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,552
−HK$3,082/mo
Today · 4.125%
HK$103,634
baseline
▲ 0.50% · 4.625%
HK$109,939
+HK$6,305/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$207,268/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,488
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,398
−HK$2,951/mo
Today · 4.125%
HK$114,349
baseline
▲ 0.50% · 4.625%
HK$120,377
+HK$6,028/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$228,698/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,381
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$129,281
−HK$3,962/mo
Today · 4.125%
HK$133,243
baseline
▲ 0.50% · 4.625%
HK$141,351
+HK$8,108/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$266,486/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,485
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,226
−HK$3,795/mo
Today · 4.125%
HK$147,021
baseline
▲ 0.50% · 4.625%
HK$154,770
+HK$7,749/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$294,042/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,266 · Scale 2, in force from 26 Feb 2026)