LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,658
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,825
−HK$2,202/mo
Today · 4.125%
HK$74,027
baseline
▲ 0.50% · 4.625%
HK$78,531
+HK$4,504/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$148,054/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,494
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,573
−HK$2,108/mo
Today · 4.125%
HK$81,681
baseline
▲ 0.50% · 4.625%
HK$85,987
+HK$4,306/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$163,362/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,590
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,190
−HK$2,642/mo
Today · 4.125%
HK$88,832
baseline
▲ 0.50% · 4.625%
HK$94,237
+HK$5,405/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,664/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,993
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,487
−HK$2,530/mo
Today · 4.125%
HK$98,017
baseline
▲ 0.50% · 4.625%
HK$103,184
+HK$5,167/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,034/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,522
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,555
−HK$3,082/mo
Today · 4.125%
HK$103,637
baseline
▲ 0.50% · 4.625%
HK$109,943
+HK$6,306/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$207,274/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,492
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,402
−HK$2,951/mo
Today · 4.125%
HK$114,353
baseline
▲ 0.50% · 4.625%
HK$120,381
+HK$6,028/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$228,706/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,385
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$129,285
−HK$3,963/mo
Today · 4.125%
HK$133,248
baseline
▲ 0.50% · 4.625%
HK$141,356
+HK$8,108/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$266,496/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,490
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,231
−HK$3,795/mo
Today · 4.125%
HK$147,026
baseline
▲ 0.50% · 4.625%
HK$154,776
+HK$7,750/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$294,052/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,311 · Scale 2, in force from 26 Feb 2026)