LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,659
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,826
−HK$2,201/mo
Today · 4.125%
HK$74,027
baseline
▲ 0.50% · 4.625%
HK$78,532
+HK$4,505/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$148,054/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,495
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,573
−HK$2,109/mo
Today · 4.125%
HK$81,682
baseline
▲ 0.50% · 4.625%
HK$85,987
+HK$4,305/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$163,364/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,591
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,191
−HK$2,642/mo
Today · 4.125%
HK$88,833
baseline
▲ 0.50% · 4.625%
HK$94,238
+HK$5,405/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,666/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,994
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,488
−HK$2,530/mo
Today · 4.125%
HK$98,018
baseline
▲ 0.50% · 4.625%
HK$103,185
+HK$5,167/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,036/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,523
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,556
−HK$3,082/mo
Today · 4.125%
HK$103,638
baseline
▲ 0.50% · 4.625%
HK$109,944
+HK$6,306/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$207,276/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,493
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,403
−HK$2,951/mo
Today · 4.125%
HK$114,354
baseline
▲ 0.50% · 4.625%
HK$120,382
+HK$6,028/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$228,708/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,386
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$129,286
−HK$3,963/mo
Today · 4.125%
HK$133,249
baseline
▲ 0.50% · 4.625%
HK$141,357
+HK$8,108/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$266,498/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,491
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,232
−HK$3,795/mo
Today · 4.125%
HK$147,027
baseline
▲ 0.50% · 4.625%
HK$154,777
+HK$7,750/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$294,054/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,322 · Scale 2, in force from 26 Feb 2026)