LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,663
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,830
−HK$2,202/mo
Today · 4.125%
HK$74,032
baseline
▲ 0.50% · 4.625%
HK$78,537
+HK$4,505/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,064/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,500
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,578
−HK$2,109/mo
Today · 4.125%
HK$81,687
baseline
▲ 0.50% · 4.625%
HK$85,993
+HK$4,306/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,374/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,596
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,197
−HK$2,641/mo
Today · 4.125%
HK$88,838
baseline
▲ 0.50% · 4.625%
HK$94,244
+HK$5,406/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,676/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,000
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,494
−HK$2,530/mo
Today · 4.125%
HK$98,024
baseline
▲ 0.50% · 4.625%
HK$103,191
+HK$5,167/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,048/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,529
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,563
−HK$3,082/mo
Today · 4.125%
HK$103,645
baseline
▲ 0.50% · 4.625%
HK$109,951
+HK$6,306/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$207,290/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,500
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,410
−HK$2,952/mo
Today · 4.125%
HK$114,362
baseline
▲ 0.50% · 4.625%
HK$120,390
+HK$6,028/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$228,724/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,394
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,295
−HK$3,963/mo
Today · 4.125%
HK$133,258
baseline
▲ 0.50% · 4.625%
HK$141,366
+HK$8,108/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$266,516/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,500
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$143,241
−HK$3,796/mo
Today · 4.125%
HK$147,037
baseline
▲ 0.50% · 4.625%
HK$154,787
+HK$7,750/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$294,074/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,406 · Scale 2, in force from 26 Feb 2026)