LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,665
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,832
−HK$2,202/mo
Today · 4.125%
HK$74,034
baseline
▲ 0.50% · 4.625%
HK$78,538
+HK$4,504/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,068/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,502
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,580
−HK$2,109/mo
Today · 4.125%
HK$81,689
baseline
▲ 0.50% · 4.625%
HK$85,995
+HK$4,306/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,378/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,598
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,198
−HK$2,642/mo
Today · 4.125%
HK$88,840
baseline
▲ 0.50% · 4.625%
HK$94,246
+HK$5,406/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,680/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,002
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,496
−HK$2,531/mo
Today · 4.125%
HK$98,027
baseline
▲ 0.50% · 4.625%
HK$103,194
+HK$5,167/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,054/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,531
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,565
−HK$3,082/mo
Today · 4.125%
HK$103,647
baseline
▲ 0.50% · 4.625%
HK$109,954
+HK$6,307/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$207,294/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,502
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,412
−HK$2,952/mo
Today · 4.125%
HK$114,364
baseline
▲ 0.50% · 4.625%
HK$120,393
+HK$6,029/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$228,728/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,397
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,298
−HK$3,963/mo
Today · 4.125%
HK$133,261
baseline
▲ 0.50% · 4.625%
HK$141,369
+HK$8,108/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$266,522/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,503
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$143,244
−HK$3,796/mo
Today · 4.125%
HK$147,040
baseline
▲ 0.50% · 4.625%
HK$154,791
+HK$7,751/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$294,080/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,436 · Scale 2, in force from 26 Feb 2026)