LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,667
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,834
−HK$2,202/mo
Today · 4.125%
HK$74,036
baseline
▲ 0.50% · 4.625%
HK$78,541
+HK$4,505/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,072/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,504
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,583
−HK$2,108/mo
Today · 4.125%
HK$81,691
baseline
▲ 0.50% · 4.625%
HK$85,997
+HK$4,306/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,382/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,601
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,201
−HK$2,642/mo
Today · 4.125%
HK$88,843
baseline
▲ 0.50% · 4.625%
HK$94,249
+HK$5,406/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,686/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,005
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,499
−HK$2,530/mo
Today · 4.125%
HK$98,029
baseline
▲ 0.50% · 4.625%
HK$103,197
+HK$5,168/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,058/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,534
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,568
−HK$3,082/mo
Today · 4.125%
HK$103,650
baseline
▲ 0.50% · 4.625%
HK$109,957
+HK$6,307/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$207,300/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,506
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,416
−HK$2,952/mo
Today · 4.125%
HK$114,368
baseline
▲ 0.50% · 4.625%
HK$120,396
+HK$6,028/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$228,736/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,401
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,301
−HK$3,964/mo
Today · 4.125%
HK$133,265
baseline
▲ 0.50% · 4.625%
HK$141,373
+HK$8,108/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$266,530/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,507
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$143,249
−HK$3,795/mo
Today · 4.125%
HK$147,044
baseline
▲ 0.50% · 4.625%
HK$154,795
+HK$7,751/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$294,088/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,474 · Scale 2, in force from 26 Feb 2026)