LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,669
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,836
−HK$2,202/mo
Today · 4.125%
HK$74,038
baseline
▲ 0.50% · 4.625%
HK$78,543
+HK$4,505/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,076/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,506
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,585
−HK$2,108/mo
Today · 4.125%
HK$81,693
baseline
▲ 0.50% · 4.625%
HK$86,000
+HK$4,307/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,386/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,603
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,203
−HK$2,642/mo
Today · 4.125%
HK$88,845
baseline
▲ 0.50% · 4.625%
HK$94,251
+HK$5,406/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,690/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,007
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,502
−HK$2,530/mo
Today · 4.125%
HK$98,032
baseline
▲ 0.50% · 4.625%
HK$103,200
+HK$5,168/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,064/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,537
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,570
−HK$3,083/mo
Today · 4.125%
HK$103,653
baseline
▲ 0.50% · 4.625%
HK$109,960
+HK$6,307/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$207,306/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,508
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,419
−HK$2,952/mo
Today · 4.125%
HK$114,371
baseline
▲ 0.50% · 4.625%
HK$120,399
+HK$6,028/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$228,742/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,404
−HK$7,864/mo
▼ 0.25% · 3.875%
HK$129,305
−HK$3,963/mo
Today · 4.125%
HK$133,268
baseline
▲ 0.50% · 4.625%
HK$141,377
+HK$8,109/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$266,536/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,511
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$143,252
−HK$3,796/mo
Today · 4.125%
HK$147,048
baseline
▲ 0.50% · 4.625%
HK$154,799
+HK$7,751/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$294,096/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,508 · Scale 2, in force from 26 Feb 2026)