LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,685
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,852
−HK$2,203/mo
Today · 4.125%
HK$74,055
baseline
▲ 0.50% · 4.625%
HK$78,561
+HK$4,506/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,110/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,524
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,603
−HK$2,109/mo
Today · 4.125%
HK$81,712
baseline
▲ 0.50% · 4.625%
HK$86,019
+HK$4,307/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,424/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,622
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,223
−HK$2,642/mo
Today · 4.125%
HK$88,865
baseline
▲ 0.50% · 4.625%
HK$94,273
+HK$5,408/mo
Deposit HK$12.22M · loan HK$18.34M · min. income ≈ HK$177,730/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,028
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,523
−HK$2,531/mo
Today · 4.125%
HK$98,054
baseline
▲ 0.50% · 4.625%
HK$103,223
+HK$5,169/mo
Deposit HK$12.22M · loan HK$18.34M · min. income ≈ HK$196,108/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,559
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,593
−HK$3,083/mo
Today · 4.125%
HK$103,676
baseline
▲ 0.50% · 4.625%
HK$109,985
+HK$6,309/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$207,352/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,533
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,444
−HK$2,953/mo
Today · 4.125%
HK$114,397
baseline
▲ 0.50% · 4.625%
HK$120,427
+HK$6,030/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$228,794/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,433
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,334
−HK$3,964/mo
Today · 4.125%
HK$133,298
baseline
▲ 0.50% · 4.625%
HK$141,409
+HK$8,111/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$266,596/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,542
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,285
−HK$3,796/mo
Today · 4.125%
HK$147,081
baseline
▲ 0.50% · 4.625%
HK$154,834
+HK$7,753/mo
Deposit HK$3.06M · loan HK$27.50M · min. income ≈ HK$294,162/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,802 · Scale 2, in force from 26 Feb 2026)