LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,691
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,859
−HK$2,202/mo
Today · 4.125%
HK$74,061
baseline
▲ 0.50% · 4.625%
HK$78,568
+HK$4,507/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,122/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,530
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,610
−HK$2,109/mo
Today · 4.125%
HK$81,719
baseline
▲ 0.50% · 4.625%
HK$86,027
+HK$4,308/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,438/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,629
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,230
−HK$2,643/mo
Today · 4.125%
HK$88,873
baseline
▲ 0.50% · 4.625%
HK$94,281
+HK$5,408/mo
Deposit HK$12.23M · loan HK$18.34M · min. income ≈ HK$177,746/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,036
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,532
−HK$2,531/mo
Today · 4.125%
HK$98,063
baseline
▲ 0.50% · 4.625%
HK$103,232
+HK$5,169/mo
Deposit HK$12.23M · loan HK$18.34M · min. income ≈ HK$196,126/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,567
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$100,602
−HK$3,084/mo
Today · 4.125%
HK$103,686
baseline
▲ 0.50% · 4.625%
HK$109,995
+HK$6,309/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$207,372/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,543
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,454
−HK$2,953/mo
Today · 4.125%
HK$114,407
baseline
▲ 0.50% · 4.625%
HK$120,437
+HK$6,030/mo
Deposit HK$9.17M · loan HK$21.39M · min. income ≈ HK$228,814/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,444
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$129,346
−HK$3,964/mo
Today · 4.125%
HK$133,310
baseline
▲ 0.50% · 4.625%
HK$141,422
+HK$8,112/mo
Deposit HK$3.06M · loan HK$27.51M · min. income ≈ HK$266,620/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,555
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,297
−HK$3,797/mo
Today · 4.125%
HK$147,094
baseline
▲ 0.50% · 4.625%
HK$154,848
+HK$7,754/mo
Deposit HK$3.06M · loan HK$27.51M · min. income ≈ HK$294,188/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,298,917 · Scale 2, in force from 26 Feb 2026)