LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,702
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,870
−HK$2,203/mo
Today · 4.125%
HK$74,073
baseline
▲ 0.50% · 4.625%
HK$78,580
+HK$4,507/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$148,146/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,543
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,623
−HK$2,109/mo
Today · 4.125%
HK$81,732
baseline
▲ 0.50% · 4.625%
HK$86,041
+HK$4,309/mo
Deposit HK$15.28M · loan HK$15.28M · min. income ≈ HK$163,464/mo (50% DSR)
Upfront cash ≈ HK$16.58M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,643
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,244
−HK$2,644/mo
Today · 4.125%
HK$88,888
baseline
▲ 0.50% · 4.625%
HK$94,296
+HK$5,408/mo
Deposit HK$12.23M · loan HK$18.34M · min. income ≈ HK$177,776/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,052
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,547
−HK$2,532/mo
Today · 4.125%
HK$98,079
baseline
▲ 0.50% · 4.625%
HK$103,249
+HK$5,170/mo
Deposit HK$12.23M · loan HK$18.34M · min. income ≈ HK$196,158/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,583
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$100,618
−HK$3,084/mo
Today · 4.125%
HK$103,702
baseline
▲ 0.50% · 4.625%
HK$110,012
+HK$6,310/mo
Deposit HK$9.17M · loan HK$21.40M · min. income ≈ HK$207,404/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,560
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$111,472
−HK$2,953/mo
Today · 4.125%
HK$114,425
baseline
▲ 0.50% · 4.625%
HK$120,457
+HK$6,032/mo
Deposit HK$9.17M · loan HK$21.40M · min. income ≈ HK$228,850/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,464
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,367
−HK$3,965/mo
Today · 4.125%
HK$133,332
baseline
▲ 0.50% · 4.625%
HK$141,445
+HK$8,113/mo
Deposit HK$3.06M · loan HK$27.51M · min. income ≈ HK$266,664/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,577
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,321
−HK$3,797/mo
Today · 4.125%
HK$147,118
baseline
▲ 0.50% · 4.625%
HK$154,873
+HK$7,755/mo
Deposit HK$3.06M · loan HK$27.51M · min. income ≈ HK$294,236/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,299,128 · Scale 2, in force from 26 Feb 2026)