LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,721
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,890
−HK$2,203/mo
Today · 4.125%
HK$74,093
baseline
▲ 0.50% · 4.625%
HK$78,602
+HK$4,509/mo
Deposit HK$15.29M · loan HK$15.29M · min. income ≈ HK$148,186/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,564
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,644
−HK$2,111/mo
Today · 4.125%
HK$81,755
baseline
▲ 0.50% · 4.625%
HK$86,064
+HK$4,309/mo
Deposit HK$15.29M · loan HK$15.29M · min. income ≈ HK$163,510/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,665
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,268
−HK$2,644/mo
Today · 4.125%
HK$88,912
baseline
▲ 0.50% · 4.625%
HK$94,322
+HK$5,410/mo
Deposit HK$12.23M · loan HK$18.35M · min. income ≈ HK$177,824/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,077
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,573
−HK$2,533/mo
Today · 4.125%
HK$98,106
baseline
▲ 0.50% · 4.625%
HK$103,277
+HK$5,171/mo
Deposit HK$12.23M · loan HK$18.35M · min. income ≈ HK$196,212/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,610
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$100,646
−HK$3,085/mo
Today · 4.125%
HK$103,731
baseline
▲ 0.50% · 4.625%
HK$110,042
+HK$6,311/mo
Deposit HK$9.17M · loan HK$21.40M · min. income ≈ HK$207,462/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,590
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,502
−HK$2,954/mo
Today · 4.125%
HK$114,456
baseline
▲ 0.50% · 4.625%
HK$120,490
+HK$6,034/mo
Deposit HK$9.17M · loan HK$21.40M · min. income ≈ HK$228,912/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,498
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$129,402
−HK$3,966/mo
Today · 4.125%
HK$133,368
baseline
▲ 0.50% · 4.625%
HK$141,483
+HK$8,115/mo
Deposit HK$3.06M · loan HK$27.52M · min. income ≈ HK$266,736/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,615
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$143,360
−HK$3,798/mo
Today · 4.125%
HK$147,158
baseline
▲ 0.50% · 4.625%
HK$154,915
+HK$7,757/mo
Deposit HK$3.06M · loan HK$27.52M · min. income ≈ HK$294,316/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,299,480 · Scale 2, in force from 26 Feb 2026)