LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,762
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,932
−HK$2,204/mo
Today · 4.125%
HK$74,136
baseline
▲ 0.50% · 4.625%
HK$78,647
+HK$4,511/mo
Deposit HK$15.30M · loan HK$15.30M · min. income ≈ HK$148,272/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,609
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,691
−HK$2,111/mo
Today · 4.125%
HK$81,802
baseline
▲ 0.50% · 4.625%
HK$86,114
+HK$4,312/mo
Deposit HK$15.30M · loan HK$15.30M · min. income ≈ HK$163,604/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,714
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,318
−HK$2,646/mo
Today · 4.125%
HK$88,964
baseline
▲ 0.50% · 4.625%
HK$94,377
+HK$5,413/mo
Deposit HK$12.24M · loan HK$18.36M · min. income ≈ HK$177,928/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,131
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,629
−HK$2,534/mo
Today · 4.125%
HK$98,163
baseline
▲ 0.50% · 4.625%
HK$103,337
+HK$5,174/mo
Deposit HK$12.24M · loan HK$18.36M · min. income ≈ HK$196,326/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,667
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,704
−HK$3,087/mo
Today · 4.125%
HK$103,791
baseline
▲ 0.50% · 4.625%
HK$110,106
+HK$6,315/mo
Deposit HK$9.18M · loan HK$21.42M · min. income ≈ HK$207,582/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,653
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,567
−HK$2,956/mo
Today · 4.125%
HK$114,523
baseline
▲ 0.50% · 4.625%
HK$120,560
+HK$6,037/mo
Deposit HK$9.18M · loan HK$21.42M · min. income ≈ HK$229,046/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,571
−HK$7,875/mo
▼ 0.25% · 3.875%
HK$129,477
−HK$3,969/mo
Today · 4.125%
HK$133,446
baseline
▲ 0.50% · 4.625%
HK$141,565
+HK$8,119/mo
Deposit HK$3.06M · loan HK$27.53M · min. income ≈ HK$266,892/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,697
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$143,443
−HK$3,801/mo
Today · 4.125%
HK$147,244
baseline
▲ 0.50% · 4.625%
HK$155,006
+HK$7,762/mo
Deposit HK$3.06M · loan HK$27.53M · min. income ≈ HK$294,488/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,300,238 · Scale 2, in force from 26 Feb 2026)