LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,772
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,943
−HK$2,205/mo
Today · 4.125%
HK$74,148
baseline
▲ 0.50% · 4.625%
HK$78,660
+HK$4,512/mo
Deposit HK$15.30M · loan HK$15.30M · min. income ≈ HK$148,296/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,621
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,703
−HK$2,112/mo
Today · 4.125%
HK$81,815
baseline
▲ 0.50% · 4.625%
HK$86,127
+HK$4,312/mo
Deposit HK$15.30M · loan HK$15.30M · min. income ≈ HK$163,630/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,727
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,331
−HK$2,646/mo
Today · 4.125%
HK$88,977
baseline
▲ 0.50% · 4.625%
HK$94,391
+HK$5,414/mo
Deposit HK$12.24M · loan HK$18.36M · min. income ≈ HK$177,954/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,145
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,643
−HK$2,535/mo
Today · 4.125%
HK$98,178
baseline
▲ 0.50% · 4.625%
HK$103,353
+HK$5,175/mo
Deposit HK$12.24M · loan HK$18.36M · min. income ≈ HK$196,356/mo (50% DSR)
Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,681
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$100,720
−HK$3,087/mo
Today · 4.125%
HK$103,807
baseline
▲ 0.50% · 4.625%
HK$110,123
+HK$6,316/mo
Deposit HK$9.18M · loan HK$21.42M · min. income ≈ HK$207,614/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,670
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$111,584
−HK$2,957/mo
Today · 4.125%
HK$114,541
baseline
▲ 0.50% · 4.625%
HK$120,578
+HK$6,037/mo
Deposit HK$9.18M · loan HK$21.42M · min. income ≈ HK$229,082/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,590
−HK$7,876/mo
▼ 0.25% · 3.875%
HK$129,497
−HK$3,969/mo
Today · 4.125%
HK$133,466
baseline
▲ 0.50% · 4.625%
HK$141,587
+HK$8,121/mo
Deposit HK$3.06M · loan HK$27.54M · min. income ≈ HK$266,932/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,718
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$143,465
−HK$3,802/mo
Today · 4.125%
HK$147,267
baseline
▲ 0.50% · 4.625%
HK$155,029
+HK$7,762/mo
Deposit HK$3.06M · loan HK$27.54M · min. income ≈ HK$294,534/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,300,437 · Scale 2, in force from 26 Feb 2026)