LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,827
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$71,999
−HK$2,207/mo
Today · 4.125%
HK$74,206
baseline
▲ 0.50% · 4.625%
HK$78,721
+HK$4,515/mo
Deposit HK$15.31M · loan HK$15.31M · min. income ≈ HK$148,412/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,682
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,766
−HK$2,113/mo
Today · 4.125%
HK$81,879
baseline
▲ 0.50% · 4.625%
HK$86,195
+HK$4,316/mo
Deposit HK$15.31M · loan HK$15.31M · min. income ≈ HK$163,758/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,793
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,399
−HK$2,648/mo
Today · 4.125%
HK$89,047
baseline
▲ 0.50% · 4.625%
HK$94,466
+HK$5,419/mo
Deposit HK$12.25M · loan HK$18.37M · min. income ≈ HK$178,094/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,219
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,719
−HK$2,536/mo
Today · 4.125%
HK$98,255
baseline
▲ 0.50% · 4.625%
HK$103,434
+HK$5,179/mo
Deposit HK$12.25M · loan HK$18.37M · min. income ≈ HK$196,510/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,758
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$100,799
−HK$3,090/mo
Today · 4.125%
HK$103,889
baseline
▲ 0.50% · 4.625%
HK$110,210
+HK$6,321/mo
Deposit HK$9.19M · loan HK$21.44M · min. income ≈ HK$207,778/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,755
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$111,672
−HK$2,959/mo
Today · 4.125%
HK$114,631
baseline
▲ 0.50% · 4.625%
HK$120,673
+HK$6,042/mo
Deposit HK$9.19M · loan HK$21.44M · min. income ≈ HK$229,262/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,689
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,599
−HK$3,972/mo
Today · 4.125%
HK$133,571
baseline
▲ 0.50% · 4.625%
HK$141,699
+HK$8,128/mo
Deposit HK$3.06M · loan HK$27.56M · min. income ≈ HK$267,142/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,828
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$143,578
−HK$3,805/mo
Today · 4.125%
HK$147,383
baseline
▲ 0.50% · 4.625%
HK$155,151
+HK$7,768/mo
Deposit HK$3.06M · loan HK$27.56M · min. income ≈ HK$294,766/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$1,301,461 · Scale 2, in force from 26 Feb 2026)