LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,851
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,024
−HK$2,207/mo
Today · 4.125%
HK$74,231
baseline
▲ 0.50% · 4.625%
HK$78,748
+HK$4,517/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$148,462/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,709
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,793
−HK$2,114/mo
Today · 4.125%
HK$81,907
baseline
▲ 0.50% · 4.625%
HK$86,225
+HK$4,318/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$163,814/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,821
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,429
−HK$2,649/mo
Today · 4.125%
HK$89,078
baseline
▲ 0.50% · 4.625%
HK$94,498
+HK$5,420/mo
Deposit HK$12.25M · loan HK$18.38M · min. income ≈ HK$178,156/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,251
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$95,751
−HK$2,538/mo
Today · 4.125%
HK$98,289
baseline
▲ 0.50% · 4.625%
HK$103,469
+HK$5,180/mo
Deposit HK$12.25M · loan HK$18.38M · min. income ≈ HK$196,578/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,792
−HK$6,132/mo
▼ 0.25% · 3.875%
HK$100,834
−HK$3,090/mo
Today · 4.125%
HK$103,924
baseline
▲ 0.50% · 4.625%
HK$110,248
+HK$6,324/mo
Deposit HK$9.19M · loan HK$21.44M · min. income ≈ HK$207,848/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,792
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$111,710
−HK$2,960/mo
Today · 4.125%
HK$114,670
baseline
▲ 0.50% · 4.625%
HK$120,714
+HK$6,044/mo
Deposit HK$9.19M · loan HK$21.44M · min. income ≈ HK$229,340/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,732
−HK$7,885/mo
▼ 0.25% · 3.875%
HK$129,643
−HK$3,974/mo
Today · 4.125%
HK$133,617
baseline
▲ 0.50% · 4.625%
HK$141,747
+HK$8,130/mo
Deposit HK$3.06M · loan HK$27.57M · min. income ≈ HK$267,234/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,876
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$143,627
−HK$3,806/mo
Today · 4.125%
HK$147,433
baseline
▲ 0.50% · 4.625%
HK$155,204
+HK$7,771/mo
Deposit HK$3.06M · loan HK$27.57M · min. income ≈ HK$294,866/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,301,905 · Scale 2, in force from 26 Feb 2026)