LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,868
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,041
−HK$2,208/mo
Today · 4.125%
HK$74,249
baseline
▲ 0.50% · 4.625%
HK$78,767
+HK$4,518/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$148,498/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,728
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,812
−HK$2,115/mo
Today · 4.125%
HK$81,927
baseline
▲ 0.50% · 4.625%
HK$86,245
+HK$4,318/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$163,854/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,842
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,450
−HK$2,649/mo
Today · 4.125%
HK$89,099
baseline
▲ 0.50% · 4.625%
HK$94,521
+HK$5,422/mo
Deposit HK$12.26M · loan HK$18.38M · min. income ≈ HK$178,198/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,273
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,775
−HK$2,537/mo
Today · 4.125%
HK$98,312
baseline
▲ 0.50% · 4.625%
HK$103,494
+HK$5,182/mo
Deposit HK$12.26M · loan HK$18.38M · min. income ≈ HK$196,624/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,815
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,858
−HK$3,091/mo
Today · 4.125%
HK$103,949
baseline
▲ 0.50% · 4.625%
HK$110,274
+HK$6,325/mo
Deposit HK$9.19M · loan HK$21.45M · min. income ≈ HK$207,898/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,819
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,737
−HK$2,961/mo
Today · 4.125%
HK$114,698
baseline
▲ 0.50% · 4.625%
HK$120,744
+HK$6,046/mo
Deposit HK$9.19M · loan HK$21.45M · min. income ≈ HK$229,396/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,763
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$129,674
−HK$3,975/mo
Today · 4.125%
HK$133,649
baseline
▲ 0.50% · 4.625%
HK$141,781
+HK$8,132/mo
Deposit HK$3.06M · loan HK$27.58M · min. income ≈ HK$267,298/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,910
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$143,662
−HK$3,806/mo
Today · 4.125%
HK$147,468
baseline
▲ 0.50% · 4.625%
HK$155,242
+HK$7,774/mo
Deposit HK$3.06M · loan HK$27.58M · min. income ≈ HK$294,936/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,219 · Scale 2, in force from 26 Feb 2026)