LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,870
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,043
−HK$2,208/mo
Today · 4.125%
HK$74,251
baseline
▲ 0.50% · 4.625%
HK$78,769
+HK$4,518/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$148,502/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,729
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,814
−HK$2,115/mo
Today · 4.125%
HK$81,929
baseline
▲ 0.50% · 4.625%
HK$86,247
+HK$4,318/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$163,858/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,844
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,452
−HK$2,649/mo
Today · 4.125%
HK$89,101
baseline
▲ 0.50% · 4.625%
HK$94,523
+HK$5,422/mo
Deposit HK$12.26M · loan HK$18.38M · min. income ≈ HK$178,202/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,275
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,777
−HK$2,538/mo
Today · 4.125%
HK$98,315
baseline
▲ 0.50% · 4.625%
HK$103,497
+HK$5,182/mo
Deposit HK$12.26M · loan HK$18.38M · min. income ≈ HK$196,630/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,818
−HK$6,134/mo
▼ 0.25% · 3.875%
HK$100,860
−HK$3,092/mo
Today · 4.125%
HK$103,952
baseline
▲ 0.50% · 4.625%
HK$110,277
+HK$6,325/mo
Deposit HK$9.19M · loan HK$21.45M · min. income ≈ HK$207,904/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,821
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$111,740
−HK$2,960/mo
Today · 4.125%
HK$114,700
baseline
▲ 0.50% · 4.625%
HK$120,746
+HK$6,046/mo
Deposit HK$9.19M · loan HK$21.45M · min. income ≈ HK$229,400/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,766
−HK$7,886/mo
▼ 0.25% · 3.875%
HK$129,678
−HK$3,974/mo
Today · 4.125%
HK$133,652
baseline
▲ 0.50% · 4.625%
HK$141,785
+HK$8,133/mo
Deposit HK$3.06M · loan HK$27.58M · min. income ≈ HK$267,304/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,913
−HK$7,559/mo
▼ 0.25% · 3.875%
HK$143,665
−HK$3,807/mo
Today · 4.125%
HK$147,472
baseline
▲ 0.50% · 4.625%
HK$155,245
+HK$7,773/mo
Deposit HK$3.06M · loan HK$27.58M · min. income ≈ HK$294,944/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,251 · Scale 2, in force from 26 Feb 2026)