LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,889
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,063
−HK$2,209/mo
Today · 4.125%
HK$74,272
baseline
▲ 0.50% · 4.625%
HK$78,791
+HK$4,519/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$148,544/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,751
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,836
−HK$2,116/mo
Today · 4.125%
HK$81,952
baseline
▲ 0.50% · 4.625%
HK$86,271
+HK$4,319/mo
Deposit HK$15.32M · loan HK$15.32M · min. income ≈ HK$163,904/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,867
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,476
−HK$2,650/mo
Today · 4.125%
HK$89,126
baseline
▲ 0.50% · 4.625%
HK$94,549
+HK$5,423/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$178,252/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,301
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,803
−HK$2,539/mo
Today · 4.125%
HK$98,342
baseline
▲ 0.50% · 4.625%
HK$103,526
+HK$5,184/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$196,684/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,845
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,888
−HK$3,093/mo
Today · 4.125%
HK$103,981
baseline
▲ 0.50% · 4.625%
HK$110,307
+HK$6,326/mo
Deposit HK$9.19M · loan HK$21.45M · min. income ≈ HK$207,962/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,851
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,771
−HK$2,961/mo
Today · 4.125%
HK$114,732
baseline
▲ 0.50% · 4.625%
HK$120,780
+HK$6,048/mo
Deposit HK$9.19M · loan HK$21.45M · min. income ≈ HK$229,464/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,800
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$129,714
−HK$3,975/mo
Today · 4.125%
HK$133,689
baseline
▲ 0.50% · 4.625%
HK$141,824
+HK$8,135/mo
Deposit HK$3.06M · loan HK$27.58M · min. income ≈ HK$267,378/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,952
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$143,705
−HK$3,808/mo
Today · 4.125%
HK$147,513
baseline
▲ 0.50% · 4.625%
HK$155,288
+HK$7,775/mo
Deposit HK$3.06M · loan HK$27.58M · min. income ≈ HK$295,026/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,612 · Scale 2, in force from 26 Feb 2026)