LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,893
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,067
−HK$2,209/mo
Today · 4.125%
HK$74,276
baseline
▲ 0.50% · 4.625%
HK$78,795
+HK$4,519/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,552/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,755
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,841
−HK$2,115/mo
Today · 4.125%
HK$81,956
baseline
▲ 0.50% · 4.625%
HK$86,276
+HK$4,320/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,912/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,871
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,480
−HK$2,651/mo
Today · 4.125%
HK$89,131
baseline
▲ 0.50% · 4.625%
HK$94,554
+HK$5,423/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$178,262/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,306
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,809
−HK$2,538/mo
Today · 4.125%
HK$98,347
baseline
▲ 0.50% · 4.625%
HK$103,531
+HK$5,184/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$196,694/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,850
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,894
−HK$3,092/mo
Today · 4.125%
HK$103,986
baseline
▲ 0.50% · 4.625%
HK$110,313
+HK$6,327/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$207,972/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,857
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$111,777
−HK$2,961/mo
Today · 4.125%
HK$114,738
baseline
▲ 0.50% · 4.625%
HK$120,786
+HK$6,048/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,476/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,807
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$129,721
−HK$3,975/mo
Today · 4.125%
HK$133,696
baseline
▲ 0.50% · 4.625%
HK$141,832
+HK$8,136/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$267,392/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,959
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$143,713
−HK$3,808/mo
Today · 4.125%
HK$147,521
baseline
▲ 0.50% · 4.625%
HK$155,297
+HK$7,776/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$295,042/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,682 · Scale 2, in force from 26 Feb 2026)