LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,896
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,070
−HK$2,209/mo
Today · 4.125%
HK$74,279
baseline
▲ 0.50% · 4.625%
HK$78,798
+HK$4,519/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,558/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,758
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,844
−HK$2,115/mo
Today · 4.125%
HK$81,959
baseline
▲ 0.50% · 4.625%
HK$86,279
+HK$4,320/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,918/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,875
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,484
−HK$2,650/mo
Today · 4.125%
HK$89,134
baseline
▲ 0.50% · 4.625%
HK$94,558
+HK$5,424/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$178,268/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,310
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,812
−HK$2,539/mo
Today · 4.125%
HK$98,351
baseline
▲ 0.50% · 4.625%
HK$103,535
+HK$5,184/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$196,702/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,854
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,898
−HK$3,092/mo
Today · 4.125%
HK$103,990
baseline
▲ 0.50% · 4.625%
HK$110,318
+HK$6,328/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$207,980/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,861
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,781
−HK$2,962/mo
Today · 4.125%
HK$114,743
baseline
▲ 0.50% · 4.625%
HK$120,791
+HK$6,048/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,486/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,812
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$129,726
−HK$3,976/mo
Today · 4.125%
HK$133,702
baseline
▲ 0.50% · 4.625%
HK$141,837
+HK$8,135/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$267,404/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,965
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$143,719
−HK$3,808/mo
Today · 4.125%
HK$147,527
baseline
▲ 0.50% · 4.625%
HK$155,303
+HK$7,776/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$295,054/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,733 · Scale 2, in force from 26 Feb 2026)