LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,896
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,070
−HK$2,209/mo
Today · 4.125%
HK$74,279
baseline
▲ 0.50% · 4.625%
HK$78,799
+HK$4,520/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,558/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,759
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,844
−HK$2,116/mo
Today · 4.125%
HK$81,960
baseline
▲ 0.50% · 4.625%
HK$86,280
+HK$4,320/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,920/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,875
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,484
−HK$2,651/mo
Today · 4.125%
HK$89,135
baseline
▲ 0.50% · 4.625%
HK$94,559
+HK$5,424/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$178,270/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,311
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,813
−HK$2,539/mo
Today · 4.125%
HK$98,352
baseline
▲ 0.50% · 4.625%
HK$103,536
+HK$5,184/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$196,704/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,855
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$100,898
−HK$3,093/mo
Today · 4.125%
HK$103,991
baseline
▲ 0.50% · 4.625%
HK$110,319
+HK$6,328/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$207,982/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,862
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,782
−HK$2,962/mo
Today · 4.125%
HK$114,744
baseline
▲ 0.50% · 4.625%
HK$120,792
+HK$6,048/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,488/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,813
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$129,727
−HK$3,976/mo
Today · 4.125%
HK$133,703
baseline
▲ 0.50% · 4.625%
HK$141,838
+HK$8,135/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$267,406/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,966
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$143,720
−HK$3,808/mo
Today · 4.125%
HK$147,528
baseline
▲ 0.50% · 4.625%
HK$155,304
+HK$7,776/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$295,056/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,743 · Scale 2, in force from 26 Feb 2026)