LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,897
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,071
−HK$2,209/mo
Today · 4.125%
HK$74,280
baseline
▲ 0.50% · 4.625%
HK$78,800
+HK$4,520/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,560/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,759
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,845
−HK$2,115/mo
Today · 4.125%
HK$81,960
baseline
▲ 0.50% · 4.625%
HK$86,281
+HK$4,321/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,920/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,876
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,485
−HK$2,651/mo
Today · 4.125%
HK$89,136
baseline
▲ 0.50% · 4.625%
HK$94,559
+HK$5,423/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$178,272/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,311
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,814
−HK$2,538/mo
Today · 4.125%
HK$98,352
baseline
▲ 0.50% · 4.625%
HK$103,537
+HK$5,185/mo
Deposit HK$12.26M · loan HK$18.39M · min. income ≈ HK$196,704/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,855
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$100,899
−HK$3,093/mo
Today · 4.125%
HK$103,992
baseline
▲ 0.50% · 4.625%
HK$110,319
+HK$6,327/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$207,984/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,863
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$111,783
−HK$2,962/mo
Today · 4.125%
HK$114,745
baseline
▲ 0.50% · 4.625%
HK$120,793
+HK$6,048/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,490/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,814
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$129,727
−HK$3,977/mo
Today · 4.125%
HK$133,704
baseline
▲ 0.50% · 4.625%
HK$141,839
+HK$8,135/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$267,408/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,967
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$143,721
−HK$3,808/mo
Today · 4.125%
HK$147,529
baseline
▲ 0.50% · 4.625%
HK$155,305
+HK$7,776/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$295,058/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,302,751 · Scale 2, in force from 26 Feb 2026)