LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,911
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,086
−HK$2,209/mo
Today · 4.125%
HK$74,295
baseline
▲ 0.50% · 4.625%
HK$78,816
+HK$4,521/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,590/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,776
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,862
−HK$2,116/mo
Today · 4.125%
HK$81,978
baseline
▲ 0.50% · 4.625%
HK$86,299
+HK$4,321/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,956/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,894
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,503
−HK$2,652/mo
Today · 4.125%
HK$89,155
baseline
▲ 0.50% · 4.625%
HK$94,579
+HK$5,424/mo
Deposit HK$12.26M · loan HK$18.40M · min. income ≈ HK$178,310/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,331
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,834
−HK$2,539/mo
Today · 4.125%
HK$98,373
baseline
▲ 0.50% · 4.625%
HK$103,559
+HK$5,186/mo
Deposit HK$12.26M · loan HK$18.40M · min. income ≈ HK$196,746/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,876
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,920
−HK$3,094/mo
Today · 4.125%
HK$104,014
baseline
▲ 0.50% · 4.625%
HK$110,343
+HK$6,329/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$208,028/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,886
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,806
−HK$2,963/mo
Today · 4.125%
HK$114,769
baseline
▲ 0.50% · 4.625%
HK$120,818
+HK$6,049/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,538/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,840
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$129,755
−HK$3,977/mo
Today · 4.125%
HK$133,732
baseline
▲ 0.50% · 4.625%
HK$141,869
+HK$8,137/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$267,464/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,996
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$143,751
−HK$3,809/mo
Today · 4.125%
HK$147,560
baseline
▲ 0.50% · 4.625%
HK$155,338
+HK$7,778/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$295,120/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,027 · Scale 2, in force from 26 Feb 2026)