LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,914
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,089
−HK$2,209/mo
Today · 4.125%
HK$74,298
baseline
▲ 0.50% · 4.625%
HK$78,819
+HK$4,521/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,596/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,779
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,865
−HK$2,116/mo
Today · 4.125%
HK$81,981
baseline
▲ 0.50% · 4.625%
HK$86,302
+HK$4,321/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,962/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,897
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,507
−HK$2,651/mo
Today · 4.125%
HK$89,158
baseline
▲ 0.50% · 4.625%
HK$94,583
+HK$5,425/mo
Deposit HK$12.26M · loan HK$18.40M · min. income ≈ HK$178,316/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,335
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,838
−HK$2,539/mo
Today · 4.125%
HK$98,377
baseline
▲ 0.50% · 4.625%
HK$103,563
+HK$5,186/mo
Deposit HK$12.26M · loan HK$18.40M · min. income ≈ HK$196,754/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,880
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,924
−HK$3,094/mo
Today · 4.125%
HK$104,018
baseline
▲ 0.50% · 4.625%
HK$110,347
+HK$6,329/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$208,036/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,890
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,811
−HK$2,962/mo
Today · 4.125%
HK$114,773
baseline
▲ 0.50% · 4.625%
HK$120,823
+HK$6,050/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,546/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,846
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$129,760
−HK$3,977/mo
Today · 4.125%
HK$133,737
baseline
▲ 0.50% · 4.625%
HK$141,875
+HK$8,138/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$267,474/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,002
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$143,757
−HK$3,809/mo
Today · 4.125%
HK$147,566
baseline
▲ 0.50% · 4.625%
HK$155,344
+HK$7,778/mo
Deposit HK$3.07M · loan HK$27.59M · min. income ≈ HK$295,132/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,079 · Scale 2, in force from 26 Feb 2026)