LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,919
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,094
−HK$2,210/mo
Today · 4.125%
HK$74,304
baseline
▲ 0.50% · 4.625%
HK$78,825
+HK$4,521/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,608/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,784
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,870
−HK$2,117/mo
Today · 4.125%
HK$81,987
baseline
▲ 0.50% · 4.625%
HK$86,308
+HK$4,321/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,974/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,903
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,513
−HK$2,651/mo
Today · 4.125%
HK$89,164
baseline
▲ 0.50% · 4.625%
HK$94,590
+HK$5,426/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$178,328/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,341
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$95,844
−HK$2,540/mo
Today · 4.125%
HK$98,384
baseline
▲ 0.50% · 4.625%
HK$103,570
+HK$5,186/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$196,768/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,887
−HK$6,138/mo
▼ 0.25% · 3.875%
HK$100,932
−HK$3,093/mo
Today · 4.125%
HK$104,025
baseline
▲ 0.50% · 4.625%
HK$110,355
+HK$6,330/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$208,050/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,898
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$111,819
−HK$2,962/mo
Today · 4.125%
HK$114,781
baseline
▲ 0.50% · 4.625%
HK$120,832
+HK$6,051/mo
Deposit HK$9.20M · loan HK$21.46M · min. income ≈ HK$229,562/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,854
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$129,769
−HK$3,978/mo
Today · 4.125%
HK$133,747
baseline
▲ 0.50% · 4.625%
HK$141,885
+HK$8,138/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$267,494/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,012
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$143,767
−HK$3,809/mo
Today · 4.125%
HK$147,576
baseline
▲ 0.50% · 4.625%
HK$155,355
+HK$7,779/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$295,152/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,170 · Scale 2, in force from 26 Feb 2026)