LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,923
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,098
−HK$2,210/mo
Today · 4.125%
HK$74,308
baseline
▲ 0.50% · 4.625%
HK$78,829
+HK$4,521/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,616/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,789
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,875
−HK$2,116/mo
Today · 4.125%
HK$81,991
baseline
▲ 0.50% · 4.625%
HK$86,313
+HK$4,322/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$163,982/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,908
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,518
−HK$2,651/mo
Today · 4.125%
HK$89,169
baseline
▲ 0.50% · 4.625%
HK$94,595
+HK$5,426/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$178,338/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,346
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,850
−HK$2,540/mo
Today · 4.125%
HK$98,390
baseline
▲ 0.50% · 4.625%
HK$103,576
+HK$5,186/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$196,780/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,892
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,937
−HK$3,094/mo
Today · 4.125%
HK$104,031
baseline
▲ 0.50% · 4.625%
HK$110,361
+HK$6,330/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$208,062/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,904
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,825
−HK$2,963/mo
Today · 4.125%
HK$114,788
baseline
▲ 0.50% · 4.625%
HK$120,838
+HK$6,050/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$229,576/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,861
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$129,776
−HK$3,978/mo
Today · 4.125%
HK$133,754
baseline
▲ 0.50% · 4.625%
HK$141,893
+HK$8,139/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$267,508/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,019
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$143,775
−HK$3,809/mo
Today · 4.125%
HK$147,584
baseline
▲ 0.50% · 4.625%
HK$155,364
+HK$7,780/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$295,168/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,243 · Scale 2, in force from 26 Feb 2026)