LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,933
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,109
−HK$2,210/mo
Today · 4.125%
HK$74,319
baseline
▲ 0.50% · 4.625%
HK$78,841
+HK$4,522/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,638/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,800
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,887
−HK$2,116/mo
Today · 4.125%
HK$82,003
baseline
▲ 0.50% · 4.625%
HK$86,326
+HK$4,323/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$164,006/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,920
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,530
−HK$2,653/mo
Today · 4.125%
HK$89,183
baseline
▲ 0.50% · 4.625%
HK$94,609
+HK$5,426/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$178,366/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,360
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,864
−HK$2,540/mo
Today · 4.125%
HK$98,404
baseline
▲ 0.50% · 4.625%
HK$103,591
+HK$5,187/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$196,808/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,907
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$100,952
−HK$3,094/mo
Today · 4.125%
HK$104,046
baseline
▲ 0.50% · 4.625%
HK$110,377
+HK$6,331/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$208,092/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,920
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,841
−HK$2,964/mo
Today · 4.125%
HK$114,805
baseline
▲ 0.50% · 4.625%
HK$120,856
+HK$6,051/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$229,610/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,880
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$129,796
−HK$3,978/mo
Today · 4.125%
HK$133,774
baseline
▲ 0.50% · 4.625%
HK$141,914
+HK$8,140/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$267,548/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,040
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$143,796
−HK$3,810/mo
Today · 4.125%
HK$147,606
baseline
▲ 0.50% · 4.625%
HK$155,387
+HK$7,781/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$295,212/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,436 · Scale 2, in force from 26 Feb 2026)