LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,934
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,109
−HK$2,210/mo
Today · 4.125%
HK$74,319
baseline
▲ 0.50% · 4.625%
HK$78,841
+HK$4,522/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$148,638/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,800
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,887
−HK$2,117/mo
Today · 4.125%
HK$82,004
baseline
▲ 0.50% · 4.625%
HK$86,326
+HK$4,322/mo
Deposit HK$15.33M · loan HK$15.33M · min. income ≈ HK$164,008/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,920
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,531
−HK$2,652/mo
Today · 4.125%
HK$89,183
baseline
▲ 0.50% · 4.625%
HK$94,609
+HK$5,426/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$178,366/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,361
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,864
−HK$2,541/mo
Today · 4.125%
HK$98,405
baseline
▲ 0.50% · 4.625%
HK$103,592
+HK$5,187/mo
Deposit HK$12.27M · loan HK$18.40M · min. income ≈ HK$196,810/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,907
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$100,953
−HK$3,094/mo
Today · 4.125%
HK$104,047
baseline
▲ 0.50% · 4.625%
HK$110,378
+HK$6,331/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$208,094/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,921
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$111,842
−HK$2,963/mo
Today · 4.125%
HK$114,805
baseline
▲ 0.50% · 4.625%
HK$120,857
+HK$6,052/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$229,610/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,881
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$129,796
−HK$3,978/mo
Today · 4.125%
HK$133,774
baseline
▲ 0.50% · 4.625%
HK$141,914
+HK$8,140/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$267,548/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,041
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$143,797
−HK$3,810/mo
Today · 4.125%
HK$147,607
baseline
▲ 0.50% · 4.625%
HK$155,387
+HK$7,780/mo
Deposit HK$3.07M · loan HK$27.60M · min. income ≈ HK$295,214/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,442 · Scale 2, in force from 26 Feb 2026)