LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,948
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,124
−HK$2,210/mo
Today · 4.125%
HK$74,334
baseline
▲ 0.50% · 4.625%
HK$78,857
+HK$4,523/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,668/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,816
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,903
−HK$2,117/mo
Today · 4.125%
HK$82,020
baseline
▲ 0.50% · 4.625%
HK$86,344
+HK$4,324/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,040/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,937
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,548
−HK$2,653/mo
Today · 4.125%
HK$89,201
baseline
▲ 0.50% · 4.625%
HK$94,629
+HK$5,428/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$178,402/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,379
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,884
−HK$2,540/mo
Today · 4.125%
HK$98,424
baseline
▲ 0.50% · 4.625%
HK$103,612
+HK$5,188/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$196,848/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,927
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,973
−HK$3,095/mo
Today · 4.125%
HK$104,068
baseline
▲ 0.50% · 4.625%
HK$110,400
+HK$6,332/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$208,136/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,943
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$111,864
−HK$2,964/mo
Today · 4.125%
HK$114,828
baseline
▲ 0.50% · 4.625%
HK$120,881
+HK$6,053/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$229,656/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,906
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$129,822
−HK$3,979/mo
Today · 4.125%
HK$133,801
baseline
▲ 0.50% · 4.625%
HK$141,943
+HK$8,142/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$267,602/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,069
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,826
−HK$3,811/mo
Today · 4.125%
HK$147,637
baseline
▲ 0.50% · 4.625%
HK$155,419
+HK$7,782/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$295,274/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,704 · Scale 2, in force from 26 Feb 2026)