LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,949
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,125
−HK$2,211/mo
Today · 4.125%
HK$74,336
baseline
▲ 0.50% · 4.625%
HK$78,859
+HK$4,523/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,672/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,818
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,905
−HK$2,117/mo
Today · 4.125%
HK$82,022
baseline
▲ 0.50% · 4.625%
HK$86,346
+HK$4,324/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,044/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,939
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,550
−HK$2,653/mo
Today · 4.125%
HK$89,203
baseline
▲ 0.50% · 4.625%
HK$94,631
+HK$5,428/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$178,406/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,381
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,886
−HK$2,541/mo
Today · 4.125%
HK$98,427
baseline
▲ 0.50% · 4.625%
HK$103,615
+HK$5,188/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$196,854/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,929
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,975
−HK$3,095/mo
Today · 4.125%
HK$104,070
baseline
▲ 0.50% · 4.625%
HK$110,402
+HK$6,332/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$208,140/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,945
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,867
−HK$2,964/mo
Today · 4.125%
HK$114,831
baseline
▲ 0.50% · 4.625%
HK$120,884
+HK$6,053/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$229,662/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,909
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$129,825
−HK$3,979/mo
Today · 4.125%
HK$133,804
baseline
▲ 0.50% · 4.625%
HK$141,946
+HK$8,142/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$267,608/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,072
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,829
−HK$3,811/mo
Today · 4.125%
HK$147,640
baseline
▲ 0.50% · 4.625%
HK$155,422
+HK$7,782/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$295,280/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,733 · Scale 2, in force from 26 Feb 2026)