LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,950
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,126
−HK$2,210/mo
Today · 4.125%
HK$74,336
baseline
▲ 0.50% · 4.625%
HK$78,859
+HK$4,523/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,672/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,818
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,906
−HK$2,117/mo
Today · 4.125%
HK$82,023
baseline
▲ 0.50% · 4.625%
HK$86,346
+HK$4,323/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,046/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,940
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,551
−HK$2,653/mo
Today · 4.125%
HK$89,204
baseline
▲ 0.50% · 4.625%
HK$94,631
+HK$5,427/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$178,408/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,382
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,887
−HK$2,540/mo
Today · 4.125%
HK$98,427
baseline
▲ 0.50% · 4.625%
HK$103,616
+HK$5,189/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$196,854/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,930
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,976
−HK$3,095/mo
Today · 4.125%
HK$104,071
baseline
▲ 0.50% · 4.625%
HK$110,403
+HK$6,332/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$208,142/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,946
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$111,868
−HK$2,964/mo
Today · 4.125%
HK$114,832
baseline
▲ 0.50% · 4.625%
HK$120,885
+HK$6,053/mo
Deposit HK$9.20M · loan HK$21.47M · min. income ≈ HK$229,664/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,910
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$129,826
−HK$3,979/mo
Today · 4.125%
HK$133,805
baseline
▲ 0.50% · 4.625%
HK$141,947
+HK$8,142/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$267,610/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,073
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,830
−HK$3,811/mo
Today · 4.125%
HK$147,641
baseline
▲ 0.50% · 4.625%
HK$155,423
+HK$7,782/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$295,282/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,743 · Scale 2, in force from 26 Feb 2026)