LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,956
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,132
−HK$2,211/mo
Today · 4.125%
HK$74,343
baseline
▲ 0.50% · 4.625%
HK$78,866
+HK$4,523/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,686/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,825
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,912
−HK$2,118/mo
Today · 4.125%
HK$82,030
baseline
▲ 0.50% · 4.625%
HK$86,354
+HK$4,324/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,060/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,947
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,558
−HK$2,653/mo
Today · 4.125%
HK$89,211
baseline
▲ 0.50% · 4.625%
HK$94,639
+HK$5,428/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$178,422/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,390
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,895
−HK$2,541/mo
Today · 4.125%
HK$98,436
baseline
▲ 0.50% · 4.625%
HK$103,624
+HK$5,188/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$196,872/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,938
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$100,984
−HK$3,096/mo
Today · 4.125%
HK$104,080
baseline
▲ 0.50% · 4.625%
HK$110,413
+HK$6,333/mo
Deposit HK$9.20M · loan HK$21.48M · min. income ≈ HK$208,160/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,955
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,877
−HK$2,965/mo
Today · 4.125%
HK$114,842
baseline
▲ 0.50% · 4.625%
HK$120,895
+HK$6,053/mo
Deposit HK$9.20M · loan HK$21.48M · min. income ≈ HK$229,684/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,920
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$129,837
−HK$3,980/mo
Today · 4.125%
HK$133,817
baseline
▲ 0.50% · 4.625%
HK$141,959
+HK$8,142/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$267,634/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,085
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,842
−HK$3,811/mo
Today · 4.125%
HK$147,653
baseline
▲ 0.50% · 4.625%
HK$155,436
+HK$7,783/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$295,306/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,853 · Scale 2, in force from 26 Feb 2026)