LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,958
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,134
−HK$2,210/mo
Today · 4.125%
HK$74,344
baseline
▲ 0.50% · 4.625%
HK$78,868
+HK$4,524/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,688/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,827
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,914
−HK$2,118/mo
Today · 4.125%
HK$82,032
baseline
▲ 0.50% · 4.625%
HK$86,356
+HK$4,324/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,064/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,949
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,560
−HK$2,653/mo
Today · 4.125%
HK$89,213
baseline
▲ 0.50% · 4.625%
HK$94,642
+HK$5,429/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$178,426/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,392
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,897
−HK$2,541/mo
Today · 4.125%
HK$98,438
baseline
▲ 0.50% · 4.625%
HK$103,627
+HK$5,189/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$196,876/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,941
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$100,987
−HK$3,095/mo
Today · 4.125%
HK$104,082
baseline
▲ 0.50% · 4.625%
HK$110,415
+HK$6,333/mo
Deposit HK$9.20M · loan HK$21.48M · min. income ≈ HK$208,164/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,958
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,880
−HK$2,965/mo
Today · 4.125%
HK$114,845
baseline
▲ 0.50% · 4.625%
HK$120,898
+HK$6,053/mo
Deposit HK$9.20M · loan HK$21.48M · min. income ≈ HK$229,690/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,924
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$129,840
−HK$3,980/mo
Today · 4.125%
HK$133,820
baseline
▲ 0.50% · 4.625%
HK$141,963
+HK$8,143/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$267,640/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,089
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$143,846
−HK$3,811/mo
Today · 4.125%
HK$147,657
baseline
▲ 0.50% · 4.625%
HK$155,440
+HK$7,783/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$295,314/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,303,887 · Scale 2, in force from 26 Feb 2026)