LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,965
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,142
−HK$2,211/mo
Today · 4.125%
HK$74,353
baseline
▲ 0.50% · 4.625%
HK$78,877
+HK$4,524/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,706/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,836
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,923
−HK$2,118/mo
Today · 4.125%
HK$82,041
baseline
▲ 0.50% · 4.625%
HK$86,365
+HK$4,324/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,082/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,958
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,570
−HK$2,653/mo
Today · 4.125%
HK$89,223
baseline
▲ 0.50% · 4.625%
HK$94,652
+HK$5,429/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$178,446/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,403
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,908
−HK$2,541/mo
Today · 4.125%
HK$98,449
baseline
▲ 0.50% · 4.625%
HK$103,638
+HK$5,189/mo
Deposit HK$12.27M · loan HK$18.41M · min. income ≈ HK$196,898/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,951
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$100,998
−HK$3,096/mo
Today · 4.125%
HK$104,094
baseline
▲ 0.50% · 4.625%
HK$110,428
+HK$6,334/mo
Deposit HK$9.20M · loan HK$21.48M · min. income ≈ HK$208,188/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,970
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$111,892
−HK$2,965/mo
Today · 4.125%
HK$114,857
baseline
▲ 0.50% · 4.625%
HK$120,911
+HK$6,054/mo
Deposit HK$9.20M · loan HK$21.48M · min. income ≈ HK$229,714/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,937
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$129,855
−HK$3,980/mo
Today · 4.125%
HK$133,835
baseline
▲ 0.50% · 4.625%
HK$141,978
+HK$8,143/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$267,670/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,104
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$143,862
−HK$3,812/mo
Today · 4.125%
HK$147,674
baseline
▲ 0.50% · 4.625%
HK$155,458
+HK$7,784/mo
Deposit HK$3.07M · loan HK$27.61M · min. income ≈ HK$295,348/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,030 · Scale 2, in force from 26 Feb 2026)