LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,977
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,153
−HK$2,212/mo
Today · 4.125%
HK$74,365
baseline
▲ 0.50% · 4.625%
HK$78,890
+HK$4,525/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,730/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,848
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,936
−HK$2,118/mo
Today · 4.125%
HK$82,054
baseline
▲ 0.50% · 4.625%
HK$86,379
+HK$4,325/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,108/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,972
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,584
−HK$2,654/mo
Today · 4.125%
HK$89,238
baseline
▲ 0.50% · 4.625%
HK$94,667
+HK$5,429/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$178,476/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,418
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,923
−HK$2,542/mo
Today · 4.125%
HK$98,465
baseline
▲ 0.50% · 4.625%
HK$103,655
+HK$5,190/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$196,930/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,967
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,014
−HK$3,097/mo
Today · 4.125%
HK$104,111
baseline
▲ 0.50% · 4.625%
HK$110,445
+HK$6,334/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$208,222/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,987
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,910
−HK$2,966/mo
Today · 4.125%
HK$114,876
baseline
▲ 0.50% · 4.625%
HK$120,931
+HK$6,055/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$229,752/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,958
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$129,876
−HK$3,980/mo
Today · 4.125%
HK$133,856
baseline
▲ 0.50% · 4.625%
HK$142,001
+HK$8,145/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$267,712/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,127
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$143,885
−HK$3,812/mo
Today · 4.125%
HK$147,697
baseline
▲ 0.50% · 4.625%
HK$155,483
+HK$7,786/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$295,394/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,241 · Scale 2, in force from 26 Feb 2026)