LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,978
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,155
−HK$2,211/mo
Today · 4.125%
HK$74,366
baseline
▲ 0.50% · 4.625%
HK$78,891
+HK$4,525/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,732/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,850
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,938
−HK$2,118/mo
Today · 4.125%
HK$82,056
baseline
▲ 0.50% · 4.625%
HK$86,381
+HK$4,325/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,112/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,974
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,586
−HK$2,654/mo
Today · 4.125%
HK$89,240
baseline
▲ 0.50% · 4.625%
HK$94,670
+HK$5,430/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$178,480/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,420
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,925
−HK$2,542/mo
Today · 4.125%
HK$98,467
baseline
▲ 0.50% · 4.625%
HK$103,657
+HK$5,190/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$196,934/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,969
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,017
−HK$3,096/mo
Today · 4.125%
HK$104,113
baseline
▲ 0.50% · 4.625%
HK$110,448
+HK$6,335/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$208,226/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,990
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$111,913
−HK$2,965/mo
Today · 4.125%
HK$114,878
baseline
▲ 0.50% · 4.625%
HK$120,934
+HK$6,056/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$229,756/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,961
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$129,879
−HK$3,980/mo
Today · 4.125%
HK$133,859
baseline
▲ 0.50% · 4.625%
HK$142,004
+HK$8,145/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$267,718/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,130
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$143,888
−HK$3,813/mo
Today · 4.125%
HK$147,701
baseline
▲ 0.50% · 4.625%
HK$155,486
+HK$7,785/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$295,402/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,269 · Scale 2, in force from 26 Feb 2026)