LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,981
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,158
−HK$2,211/mo
Today · 4.125%
HK$74,369
baseline
▲ 0.50% · 4.625%
HK$78,895
+HK$4,526/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$148,738/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,853
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,941
−HK$2,118/mo
Today · 4.125%
HK$82,059
baseline
▲ 0.50% · 4.625%
HK$86,385
+HK$4,326/mo
Deposit HK$15.34M · loan HK$15.34M · min. income ≈ HK$164,118/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,977
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,589
−HK$2,654/mo
Today · 4.125%
HK$89,243
baseline
▲ 0.50% · 4.625%
HK$94,674
+HK$5,431/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$178,486/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,424
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,929
−HK$2,542/mo
Today · 4.125%
HK$98,471
baseline
▲ 0.50% · 4.625%
HK$103,662
+HK$5,191/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$196,942/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,973
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,021
−HK$3,096/mo
Today · 4.125%
HK$104,117
baseline
▲ 0.50% · 4.625%
HK$110,453
+HK$6,336/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$208,234/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,994
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,918
−HK$2,965/mo
Today · 4.125%
HK$114,883
baseline
▲ 0.50% · 4.625%
HK$120,939
+HK$6,056/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$229,766/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,966
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,884
−HK$3,981/mo
Today · 4.125%
HK$133,865
baseline
▲ 0.50% · 4.625%
HK$142,010
+HK$8,145/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$267,730/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,136
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$143,894
−HK$3,813/mo
Today · 4.125%
HK$147,707
baseline
▲ 0.50% · 4.625%
HK$155,493
+HK$7,786/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$295,414/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,325 · Scale 2, in force from 26 Feb 2026)