LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,985
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,162
−HK$2,211/mo
Today · 4.125%
HK$74,373
baseline
▲ 0.50% · 4.625%
HK$78,899
+HK$4,526/mo
Deposit HK$15.35M · loan HK$15.35M · min. income ≈ HK$148,746/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,857
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,945
−HK$2,119/mo
Today · 4.125%
HK$82,064
baseline
▲ 0.50% · 4.625%
HK$86,389
+HK$4,325/mo
Deposit HK$15.35M · loan HK$15.35M · min. income ≈ HK$164,128/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,982
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,594
−HK$2,654/mo
Today · 4.125%
HK$89,248
baseline
▲ 0.50% · 4.625%
HK$94,679
+HK$5,431/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$178,496/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,429
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,934
−HK$2,542/mo
Today · 4.125%
HK$98,476
baseline
▲ 0.50% · 4.625%
HK$103,667
+HK$5,191/mo
Deposit HK$12.28M · loan HK$18.41M · min. income ≈ HK$196,952/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,979
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$101,026
−HK$3,097/mo
Today · 4.125%
HK$104,123
baseline
▲ 0.50% · 4.625%
HK$110,458
+HK$6,335/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$208,246/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,000
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$111,924
−HK$2,965/mo
Today · 4.125%
HK$114,889
baseline
▲ 0.50% · 4.625%
HK$120,945
+HK$6,056/mo
Deposit HK$9.21M · loan HK$21.48M · min. income ≈ HK$229,778/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,973
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,891
−HK$3,981/mo
Today · 4.125%
HK$133,872
baseline
▲ 0.50% · 4.625%
HK$142,018
+HK$8,146/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$267,744/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,143
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$143,902
−HK$3,813/mo
Today · 4.125%
HK$147,715
baseline
▲ 0.50% · 4.625%
HK$155,501
+HK$7,786/mo
Deposit HK$3.07M · loan HK$27.62M · min. income ≈ HK$295,430/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,394 · Scale 2, in force from 26 Feb 2026)