LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,993
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,170
−HK$2,212/mo
Today · 4.125%
HK$74,382
baseline
▲ 0.50% · 4.625%
HK$78,908
+HK$4,526/mo
Deposit HK$15.35M · loan HK$15.35M · min. income ≈ HK$148,764/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,867
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,955
−HK$2,119/mo
Today · 4.125%
HK$82,074
baseline
▲ 0.50% · 4.625%
HK$86,400
+HK$4,326/mo
Deposit HK$15.35M · loan HK$15.35M · min. income ≈ HK$164,148/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,992
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$86,604
−HK$2,655/mo
Today · 4.125%
HK$89,259
baseline
▲ 0.50% · 4.625%
HK$94,690
+HK$5,431/mo
Deposit HK$12.28M · loan HK$18.42M · min. income ≈ HK$178,518/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,440
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$95,946
−HK$2,542/mo
Today · 4.125%
HK$98,488
baseline
▲ 0.50% · 4.625%
HK$103,680
+HK$5,192/mo
Deposit HK$12.28M · loan HK$18.42M · min. income ≈ HK$196,976/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,990
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$101,038
−HK$3,097/mo
Today · 4.125%
HK$104,135
baseline
▲ 0.50% · 4.625%
HK$110,472
+HK$6,337/mo
Deposit HK$9.21M · loan HK$21.49M · min. income ≈ HK$208,270/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,013
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$111,937
−HK$2,966/mo
Today · 4.125%
HK$114,903
baseline
▲ 0.50% · 4.625%
HK$120,960
+HK$6,057/mo
Deposit HK$9.21M · loan HK$21.49M · min. income ≈ HK$229,806/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,988
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$129,907
−HK$3,981/mo
Today · 4.125%
HK$133,888
baseline
▲ 0.50% · 4.625%
HK$142,035
+HK$8,147/mo
Deposit HK$3.07M · loan HK$27.63M · min. income ≈ HK$267,776/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,160
−HK$7,572/mo
▼ 0.25% · 3.875%
HK$143,919
−HK$3,813/mo
Today · 4.125%
HK$147,732
baseline
▲ 0.50% · 4.625%
HK$155,520
+HK$7,788/mo
Deposit HK$3.07M · loan HK$27.63M · min. income ≈ HK$295,464/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$1,304,550 · Scale 2, in force from 26 Feb 2026)