LTV · monthly repayment
▼ 0.50% · 3.625%
HK$700,415
−HK$43,922/mo
▼ 0.25% · 3.875%
HK$722,201
−HK$22,136/mo
Today · 4.125%
HK$744,337
baseline
▲ 0.50% · 4.625%
HK$789,628
+HK$45,291/mo
Deposit HK$153.58M · loan HK$153.58M · min. income ≈ HK$1,488,674/mo (50% DSR)
Upfront cash ≈ HK$173.55M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$779,204
−HK$42,098/mo
▼ 0.25% · 3.875%
HK$800,102
−HK$21,200/mo
Today · 4.125%
HK$821,302
baseline
▲ 0.50% · 4.625%
HK$864,594
+HK$43,292/mo
Deposit HK$153.58M · loan HK$153.58M · min. income ≈ HK$1,642,604/mo (50% DSR)
Upfront cash ≈ HK$173.55M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$840,497
−HK$52,707/mo
▼ 0.25% · 3.875%
HK$866,642
−HK$26,562/mo
Today · 4.125%
HK$893,204
baseline
▲ 0.50% · 4.625%
HK$947,553
+HK$54,349/mo
Deposit HK$122.87M · loan HK$184.30M · min. income ≈ HK$1,786,408/mo (50% DSR)
Upfront cash ≈ HK$142.83M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$935,045
−HK$50,518/mo
▼ 0.25% · 3.875%
HK$960,122
−HK$25,441/mo
Today · 4.125%
HK$985,563
baseline
▲ 0.50% · 4.625%
HK$1,037,513
+HK$51,950/mo
Deposit HK$122.87M · loan HK$184.30M · min. income ≈ HK$1,971,126/mo (50% DSR)
Upfront cash ≈ HK$142.83M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$980,580
−HK$61,491/mo
▼ 0.25% · 3.875%
HK$1,011,082
−HK$30,989/mo
Today · 4.125%
HK$1,042,071
baseline
▲ 0.50% · 4.625%
HK$1,105,479
+HK$63,408/mo
Deposit HK$92.15M · loan HK$215.02M · min. income ≈ HK$2,084,142/mo (50% DSR)
Upfront cash ≈ HK$112.12M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,090,886
−HK$58,937/mo
▼ 0.25% · 3.875%
HK$1,120,143
−HK$29,680/mo
Today · 4.125%
HK$1,149,823
baseline
▲ 0.50% · 4.625%
HK$1,210,432
+HK$60,609/mo
Deposit HK$92.15M · loan HK$215.02M · min. income ≈ HK$2,299,646/mo (50% DSR)
Upfront cash ≈ HK$112.12M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,260,746
−HK$79,060/mo
▼ 0.25% · 3.875%
HK$1,299,962
−HK$39,844/mo
Today · 4.125%
HK$1,339,806
baseline
▲ 0.50% · 4.625%
HK$1,421,330
+HK$81,524/mo
Deposit HK$30.72M · loan HK$276.45M · min. income ≈ HK$2,679,612/mo (50% DSR)
Upfront cash ≈ HK$50.68M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,402,567
−HK$75,777/mo
▼ 0.25% · 3.875%
HK$1,440,183
−HK$38,161/mo
Today · 4.125%
HK$1,478,344
baseline
▲ 0.50% · 4.625%
HK$1,556,269
+HK$77,925/mo
Deposit HK$30.72M · loan HK$276.45M · min. income ≈ HK$2,956,688/mo (50% DSR)
Upfront cash ≈ HK$50.68M (deposit + AVD stamp duty HK$19,965,712 · Scale 2, in force from 26 Feb 2026)