LTV · monthly repayment
▼ 0.50% · 3.625%
HK$703,022
−HK$44,086/mo
▼ 0.25% · 3.875%
HK$724,890
−HK$22,218/mo
Today · 4.125%
HK$747,108
baseline
▲ 0.50% · 4.625%
HK$792,567
+HK$45,459/mo
Deposit HK$154.15M · loan HK$154.15M · min. income ≈ HK$1,494,216/mo (50% DSR)
Upfront cash ≈ HK$174.19M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$782,105
−HK$42,255/mo
▼ 0.25% · 3.875%
HK$803,081
−HK$21,279/mo
Today · 4.125%
HK$824,360
baseline
▲ 0.50% · 4.625%
HK$867,813
+HK$43,453/mo
Deposit HK$154.15M · loan HK$154.15M · min. income ≈ HK$1,648,720/mo (50% DSR)
Upfront cash ≈ HK$174.19M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$843,626
−HK$52,903/mo
▼ 0.25% · 3.875%
HK$869,868
−HK$26,661/mo
Today · 4.125%
HK$896,529
baseline
▲ 0.50% · 4.625%
HK$951,081
+HK$54,552/mo
Deposit HK$123.32M · loan HK$184.98M · min. income ≈ HK$1,793,058/mo (50% DSR)
Upfront cash ≈ HK$143.36M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$938,526
−HK$50,706/mo
▼ 0.25% · 3.875%
HK$963,697
−HK$25,535/mo
Today · 4.125%
HK$989,232
baseline
▲ 0.50% · 4.625%
HK$1,041,375
+HK$52,143/mo
Deposit HK$123.32M · loan HK$184.98M · min. income ≈ HK$1,978,464/mo (50% DSR)
Upfront cash ≈ HK$143.36M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$984,231
−HK$61,720/mo
▼ 0.25% · 3.875%
HK$1,014,846
−HK$31,105/mo
Today · 4.125%
HK$1,045,951
baseline
▲ 0.50% · 4.625%
HK$1,109,594
+HK$63,643/mo
Deposit HK$92.49M · loan HK$215.82M · min. income ≈ HK$2,091,902/mo (50% DSR)
Upfront cash ≈ HK$112.53M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,094,947
−HK$59,156/mo
▼ 0.25% · 3.875%
HK$1,124,313
−HK$29,790/mo
Today · 4.125%
HK$1,154,103
baseline
▲ 0.50% · 4.625%
HK$1,214,938
+HK$60,835/mo
Deposit HK$92.49M · loan HK$215.82M · min. income ≈ HK$2,308,206/mo (50% DSR)
Upfront cash ≈ HK$112.53M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,265,440
−HK$79,354/mo
▼ 0.25% · 3.875%
HK$1,304,802
−HK$39,992/mo
Today · 4.125%
HK$1,344,794
baseline
▲ 0.50% · 4.625%
HK$1,426,621
+HK$81,827/mo
Deposit HK$30.83M · loan HK$277.48M · min. income ≈ HK$2,689,588/mo (50% DSR)
Upfront cash ≈ HK$50.87M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,407,789
−HK$76,058/mo
▼ 0.25% · 3.875%
HK$1,445,545
−HK$38,302/mo
Today · 4.125%
HK$1,483,847
baseline
▲ 0.50% · 4.625%
HK$1,562,063
+HK$78,216/mo
Deposit HK$30.83M · loan HK$277.48M · min. income ≈ HK$2,967,694/mo (50% DSR)
Upfront cash ≈ HK$50.87M (deposit + AVD stamp duty HK$20,040,040 · Scale 2, in force from 26 Feb 2026)