LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,327
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,515
−HK$2,223/mo
Today · 4.125%
HK$74,738
baseline
▲ 0.50% · 4.625%
HK$79,285
+HK$4,547/mo
Deposit HK$15.42M · loan HK$15.42M · min. income ≈ HK$149,476/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,239
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,337
−HK$2,128/mo
Today · 4.125%
HK$82,465
baseline
▲ 0.50% · 4.625%
HK$86,812
+HK$4,347/mo
Deposit HK$15.42M · loan HK$15.42M · min. income ≈ HK$164,930/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,393
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,018
−HK$2,667/mo
Today · 4.125%
HK$89,685
baseline
▲ 0.50% · 4.625%
HK$95,142
+HK$5,457/mo
Deposit HK$12.34M · loan HK$18.51M · min. income ≈ HK$179,370/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,886
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,404
−HK$2,555/mo
Today · 4.125%
HK$98,959
baseline
▲ 0.50% · 4.625%
HK$104,175
+HK$5,216/mo
Deposit HK$12.34M · loan HK$18.51M · min. income ≈ HK$197,918/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,458
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$101,521
−HK$3,112/mo
Today · 4.125%
HK$104,633
baseline
▲ 0.50% · 4.625%
HK$110,999
+HK$6,366/mo
Deposit HK$9.25M · loan HK$21.59M · min. income ≈ HK$209,266/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,534
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,472
−HK$2,980/mo
Today · 4.125%
HK$115,452
baseline
▲ 0.50% · 4.625%
HK$121,537
+HK$6,085/mo
Deposit HK$9.25M · loan HK$21.59M · min. income ≈ HK$230,904/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,589
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,527
−HK$4,001/mo
Today · 4.125%
HK$134,528
baseline
▲ 0.50% · 4.625%
HK$142,713
+HK$8,185/mo
Deposit HK$3.08M · loan HK$27.76M · min. income ≈ HK$269,056/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,829
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$144,606
−HK$3,832/mo
Today · 4.125%
HK$148,438
baseline
▲ 0.50% · 4.625%
HK$156,262
+HK$7,824/mo
Deposit HK$3.08M · loan HK$27.76M · min. income ≈ HK$296,876/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$1,310,780 · Scale 2, in force from 26 Feb 2026)