LTV · monthly repayment
▼ 0.50% · 3.625%
HK$703,402
−HK$44,110/mo
▼ 0.25% · 3.875%
HK$725,282
−HK$22,230/mo
Today · 4.125%
HK$747,512
baseline
▲ 0.50% · 4.625%
HK$792,996
+HK$45,484/mo
Deposit HK$154.24M · loan HK$154.24M · min. income ≈ HK$1,495,024/mo (50% DSR)
Upfront cash ≈ HK$174.29M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$782,528
−HK$42,278/mo
▼ 0.25% · 3.875%
HK$803,515
−HK$21,291/mo
Today · 4.125%
HK$824,806
baseline
▲ 0.50% · 4.625%
HK$868,282
+HK$43,476/mo
Deposit HK$154.24M · loan HK$154.24M · min. income ≈ HK$1,649,612/mo (50% DSR)
Upfront cash ≈ HK$174.29M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$844,083
−HK$52,931/mo
▼ 0.25% · 3.875%
HK$870,339
−HK$26,675/mo
Today · 4.125%
HK$897,014
baseline
▲ 0.50% · 4.625%
HK$951,595
+HK$54,581/mo
Deposit HK$123.39M · loan HK$185.09M · min. income ≈ HK$1,794,028/mo (50% DSR)
Upfront cash ≈ HK$143.44M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$939,034
−HK$50,733/mo
▼ 0.25% · 3.875%
HK$964,218
−HK$25,549/mo
Today · 4.125%
HK$989,767
baseline
▲ 0.50% · 4.625%
HK$1,041,939
+HK$52,172/mo
Deposit HK$123.39M · loan HK$185.09M · min. income ≈ HK$1,979,534/mo (50% DSR)
Upfront cash ≈ HK$143.44M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$984,763
−HK$61,754/mo
▼ 0.25% · 3.875%
HK$1,015,395
−HK$31,122/mo
Today · 4.125%
HK$1,046,517
baseline
▲ 0.50% · 4.625%
HK$1,110,195
+HK$63,678/mo
Deposit HK$92.54M · loan HK$215.93M · min. income ≈ HK$2,093,034/mo (50% DSR)
Upfront cash ≈ HK$112.59M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,095,539
−HK$59,189/mo
▼ 0.25% · 3.875%
HK$1,124,921
−HK$29,807/mo
Today · 4.125%
HK$1,154,728
baseline
▲ 0.50% · 4.625%
HK$1,215,595
+HK$60,867/mo
Deposit HK$92.54M · loan HK$215.93M · min. income ≈ HK$2,309,456/mo (50% DSR)
Upfront cash ≈ HK$112.59M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,266,124
−HK$79,397/mo
▼ 0.25% · 3.875%
HK$1,305,508
−HK$40,013/mo
Today · 4.125%
HK$1,345,521
baseline
▲ 0.50% · 4.625%
HK$1,427,393
+HK$81,872/mo
Deposit HK$30.85M · loan HK$277.63M · min. income ≈ HK$2,691,042/mo (50% DSR)
Upfront cash ≈ HK$50.90M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,408,550
−HK$76,100/mo
▼ 0.25% · 3.875%
HK$1,446,327
−HK$38,323/mo
Today · 4.125%
HK$1,484,650
baseline
▲ 0.50% · 4.625%
HK$1,562,908
+HK$78,258/mo
Deposit HK$30.85M · loan HK$277.63M · min. income ≈ HK$2,969,300/mo (50% DSR)
Upfront cash ≈ HK$50.90M (deposit + AVD stamp duty HK$20,050,881 · Scale 2, in force from 26 Feb 2026)