LTV · monthly repayment
▼ 0.50% · 3.625%
HK$704,266
−HK$44,164/mo
▼ 0.25% · 3.875%
HK$726,173
−HK$22,257/mo
Today · 4.125%
HK$748,430
baseline
▲ 0.50% · 4.625%
HK$793,970
+HK$45,540/mo
Deposit HK$154.43M · loan HK$154.43M · min. income ≈ HK$1,496,860/mo (50% DSR)
Upfront cash ≈ HK$174.50M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$783,489
−HK$42,329/mo
▼ 0.25% · 3.875%
HK$804,502
−HK$21,316/mo
Today · 4.125%
HK$825,818
baseline
▲ 0.50% · 4.625%
HK$869,348
+HK$43,530/mo
Deposit HK$154.43M · loan HK$154.43M · min. income ≈ HK$1,651,636/mo (50% DSR)
Upfront cash ≈ HK$174.50M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$845,119
−HK$52,997/mo
▼ 0.25% · 3.875%
HK$871,407
−HK$26,709/mo
Today · 4.125%
HK$898,116
baseline
▲ 0.50% · 4.625%
HK$952,764
+HK$54,648/mo
Deposit HK$123.54M · loan HK$185.31M · min. income ≈ HK$1,796,232/mo (50% DSR)
Upfront cash ≈ HK$143.62M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$940,187
−HK$50,795/mo
▼ 0.25% · 3.875%
HK$965,402
−HK$25,580/mo
Today · 4.125%
HK$990,982
baseline
▲ 0.50% · 4.625%
HK$1,043,218
+HK$52,236/mo
Deposit HK$123.54M · loan HK$185.31M · min. income ≈ HK$1,981,964/mo (50% DSR)
Upfront cash ≈ HK$143.62M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$985,972
−HK$61,830/mo
▼ 0.25% · 3.875%
HK$1,016,642
−HK$31,160/mo
Today · 4.125%
HK$1,047,802
baseline
▲ 0.50% · 4.625%
HK$1,111,558
+HK$63,756/mo
Deposit HK$92.66M · loan HK$216.20M · min. income ≈ HK$2,095,604/mo (50% DSR)
Upfront cash ≈ HK$112.73M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,096,884
−HK$59,262/mo
▼ 0.25% · 3.875%
HK$1,126,302
−HK$29,844/mo
Today · 4.125%
HK$1,156,146
baseline
▲ 0.50% · 4.625%
HK$1,217,088
+HK$60,942/mo
Deposit HK$92.66M · loan HK$216.20M · min. income ≈ HK$2,312,292/mo (50% DSR)
Upfront cash ≈ HK$112.73M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,267,679
−HK$79,494/mo
▼ 0.25% · 3.875%
HK$1,307,111
−HK$40,062/mo
Today · 4.125%
HK$1,347,173
baseline
▲ 0.50% · 4.625%
HK$1,429,146
+HK$81,973/mo
Deposit HK$30.89M · loan HK$277.97M · min. income ≈ HK$2,694,346/mo (50% DSR)
Upfront cash ≈ HK$50.96M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,410,280
−HK$76,193/mo
▼ 0.25% · 3.875%
HK$1,448,103
−HK$38,370/mo
Today · 4.125%
HK$1,486,473
baseline
▲ 0.50% · 4.625%
HK$1,564,827
+HK$78,354/mo
Deposit HK$30.89M · loan HK$277.97M · min. income ≈ HK$2,972,946/mo (50% DSR)
Upfront cash ≈ HK$50.96M (deposit + AVD stamp duty HK$20,075,501 · Scale 2, in force from 26 Feb 2026)