LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,472
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,664
−HK$2,227/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$79,448
+HK$4,557/mo
Deposit HK$15.45M · loan HK$15.45M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,399
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,502
−HK$2,133/mo
Today · 4.125%
HK$82,635
baseline
▲ 0.50% · 4.625%
HK$86,991
+HK$4,356/mo
Deposit HK$15.45M · loan HK$15.45M · min. income ≈ HK$165,270/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,566
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$87,197
−HK$2,672/mo
Today · 4.125%
HK$89,869
baseline
▲ 0.50% · 4.625%
HK$95,338
+HK$5,469/mo
Deposit HK$12.36M · loan HK$18.54M · min. income ≈ HK$179,738/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,079
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$96,602
−HK$2,560/mo
Today · 4.125%
HK$99,162
baseline
▲ 0.50% · 4.625%
HK$104,389
+HK$5,227/mo
Deposit HK$12.36M · loan HK$18.54M · min. income ≈ HK$198,324/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,661
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$101,729
−HK$3,118/mo
Today · 4.125%
HK$104,847
baseline
▲ 0.50% · 4.625%
HK$111,227
+HK$6,380/mo
Deposit HK$9.27M · loan HK$21.63M · min. income ≈ HK$209,694/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,759
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,703
−HK$2,986/mo
Today · 4.125%
HK$115,689
baseline
▲ 0.50% · 4.625%
HK$121,787
+HK$6,098/mo
Deposit HK$9.27M · loan HK$21.63M · min. income ≈ HK$231,378/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,849
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,795
−HK$4,009/mo
Today · 4.125%
HK$134,804
baseline
▲ 0.50% · 4.625%
HK$143,006
+HK$8,202/mo
Deposit HK$3.09M · loan HK$27.81M · min. income ≈ HK$269,608/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,119
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$144,903
−HK$3,840/mo
Today · 4.125%
HK$148,743
baseline
▲ 0.50% · 4.625%
HK$156,583
+HK$7,840/mo
Deposit HK$3.09M · loan HK$27.81M · min. income ≈ HK$297,486/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$1,313,473 · Scale 2, in force from 26 Feb 2026)