LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,509
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,702
−HK$2,229/mo
Today · 4.125%
HK$74,931
baseline
▲ 0.50% · 4.625%
HK$79,490
+HK$4,559/mo
Deposit HK$15.46M · loan HK$15.46M · min. income ≈ HK$149,862/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,441
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,545
−HK$2,134/mo
Today · 4.125%
HK$82,679
baseline
▲ 0.50% · 4.625%
HK$87,037
+HK$4,358/mo
Deposit HK$15.46M · loan HK$15.46M · min. income ≈ HK$165,358/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,611
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$87,243
−HK$2,674/mo
Today · 4.125%
HK$89,917
baseline
▲ 0.50% · 4.625%
HK$95,388
+HK$5,471/mo
Deposit HK$12.37M · loan HK$18.55M · min. income ≈ HK$179,834/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,129
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,653
−HK$2,561/mo
Today · 4.125%
HK$99,214
baseline
▲ 0.50% · 4.625%
HK$104,444
+HK$5,230/mo
Deposit HK$12.37M · loan HK$18.55M · min. income ≈ HK$198,428/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,713
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$101,783
−HK$3,120/mo
Today · 4.125%
HK$104,903
baseline
▲ 0.50% · 4.625%
HK$111,286
+HK$6,383/mo
Deposit HK$9.28M · loan HK$21.65M · min. income ≈ HK$209,806/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,817
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$112,762
−HK$2,988/mo
Today · 4.125%
HK$115,750
baseline
▲ 0.50% · 4.625%
HK$121,852
+HK$6,102/mo
Deposit HK$9.28M · loan HK$21.65M · min. income ≈ HK$231,500/mo (50% DSR)
Upfront cash ≈ HK$10.59M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,917
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$130,864
−HK$4,011/mo
Today · 4.125%
HK$134,875
baseline
▲ 0.50% · 4.625%
HK$143,082
+HK$8,207/mo
Deposit HK$3.09M · loan HK$27.83M · min. income ≈ HK$269,750/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,193
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,980
−HK$3,842/mo
Today · 4.125%
HK$148,822
baseline
▲ 0.50% · 4.625%
HK$156,666
+HK$7,844/mo
Deposit HK$3.09M · loan HK$27.83M · min. income ≈ HK$297,644/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$1,314,169 · Scale 2, in force from 26 Feb 2026)