LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,573
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$72,768
−HK$2,230/mo
Today · 4.125%
HK$74,998
baseline
▲ 0.50% · 4.625%
HK$79,562
+HK$4,564/mo
Deposit HK$15.47M · loan HK$15.47M · min. income ≈ HK$149,996/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,512
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$80,617
−HK$2,136/mo
Today · 4.125%
HK$82,753
baseline
▲ 0.50% · 4.625%
HK$87,115
+HK$4,362/mo
Deposit HK$15.47M · loan HK$15.47M · min. income ≈ HK$165,506/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,687
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,322
−HK$2,676/mo
Today · 4.125%
HK$89,998
baseline
▲ 0.50% · 4.625%
HK$95,474
+HK$5,476/mo
Deposit HK$12.38M · loan HK$18.57M · min. income ≈ HK$179,996/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,214
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,741
−HK$2,563/mo
Today · 4.125%
HK$99,304
baseline
▲ 0.50% · 4.625%
HK$104,538
+HK$5,234/mo
Deposit HK$12.38M · loan HK$18.57M · min. income ≈ HK$198,608/mo (50% DSR)
Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,802
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,875
−HK$3,123/mo
Today · 4.125%
HK$104,998
baseline
▲ 0.50% · 4.625%
HK$111,387
+HK$6,389/mo
Deposit HK$9.28M · loan HK$21.66M · min. income ≈ HK$209,996/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,916
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$112,864
−HK$2,991/mo
Today · 4.125%
HK$115,855
baseline
▲ 0.50% · 4.625%
HK$121,961
+HK$6,106/mo
Deposit HK$9.28M · loan HK$21.66M · min. income ≈ HK$231,710/mo (50% DSR)
Upfront cash ≈ HK$10.60M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,031
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$130,982
−HK$4,015/mo
Today · 4.125%
HK$134,997
baseline
▲ 0.50% · 4.625%
HK$143,211
+HK$8,214/mo
Deposit HK$3.09M · loan HK$27.85M · min. income ≈ HK$269,994/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,321
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$145,111
−HK$3,845/mo
Today · 4.125%
HK$148,956
baseline
▲ 0.50% · 4.625%
HK$156,808
+HK$7,852/mo
Deposit HK$3.09M · loan HK$27.85M · min. income ≈ HK$297,912/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$1,315,355 · Scale 2, in force from 26 Feb 2026)