LTV · monthly repayment
▼ 0.50% · 3.625%
HK$705,779
−HK$44,259/mo
▼ 0.25% · 3.875%
HK$727,733
−HK$22,305/mo
Today · 4.125%
HK$750,038
baseline
▲ 0.50% · 4.625%
HK$795,676
+HK$45,638/mo
Deposit HK$154.76M · loan HK$154.76M · min. income ≈ HK$1,500,076/mo (50% DSR)
Upfront cash ≈ HK$174.88M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$785,173
−HK$42,420/mo
▼ 0.25% · 3.875%
HK$806,230
−HK$21,363/mo
Today · 4.125%
HK$827,593
baseline
▲ 0.50% · 4.625%
HK$871,217
+HK$43,624/mo
Deposit HK$154.76M · loan HK$154.76M · min. income ≈ HK$1,655,186/mo (50% DSR)
Upfront cash ≈ HK$174.88M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$846,935
−HK$53,111/mo
▼ 0.25% · 3.875%
HK$873,280
−HK$26,766/mo
Today · 4.125%
HK$900,046
baseline
▲ 0.50% · 4.625%
HK$954,811
+HK$54,765/mo
Deposit HK$123.81M · loan HK$185.71M · min. income ≈ HK$1,800,092/mo (50% DSR)
Upfront cash ≈ HK$143.93M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$942,207
−HK$50,905/mo
▼ 0.25% · 3.875%
HK$967,477
−HK$25,635/mo
Today · 4.125%
HK$993,112
baseline
▲ 0.50% · 4.625%
HK$1,045,460
+HK$52,348/mo
Deposit HK$123.81M · loan HK$185.71M · min. income ≈ HK$1,986,224/mo (50% DSR)
Upfront cash ≈ HK$143.93M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$988,091
−HK$61,962/mo
▼ 0.25% · 3.875%
HK$1,018,826
−HK$31,227/mo
Today · 4.125%
HK$1,050,053
baseline
▲ 0.50% · 4.625%
HK$1,113,947
+HK$63,894/mo
Deposit HK$92.86M · loan HK$216.66M · min. income ≈ HK$2,100,106/mo (50% DSR)
Upfront cash ≈ HK$112.97M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,099,242
−HK$59,388/mo
▼ 0.25% · 3.875%
HK$1,128,723
−HK$29,907/mo
Today · 4.125%
HK$1,158,630
baseline
▲ 0.50% · 4.625%
HK$1,219,703
+HK$61,073/mo
Deposit HK$92.86M · loan HK$216.66M · min. income ≈ HK$2,317,260/mo (50% DSR)
Upfront cash ≈ HK$112.97M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,270,403
−HK$79,665/mo
▼ 0.25% · 3.875%
HK$1,309,920
−HK$40,148/mo
Today · 4.125%
HK$1,350,068
baseline
▲ 0.50% · 4.625%
HK$1,432,217
+HK$82,149/mo
Deposit HK$30.95M · loan HK$278.57M · min. income ≈ HK$2,700,136/mo (50% DSR)
Upfront cash ≈ HK$51.07M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,413,311
−HK$76,356/mo
▼ 0.25% · 3.875%
HK$1,451,215
−HK$38,452/mo
Today · 4.125%
HK$1,489,667
baseline
▲ 0.50% · 4.625%
HK$1,568,190
+HK$78,523/mo
Deposit HK$30.95M · loan HK$278.57M · min. income ≈ HK$2,979,334/mo (50% DSR)
Upfront cash ≈ HK$51.07M (deposit + AVD stamp duty HK$20,118,643 · Scale 2, in force from 26 Feb 2026)