LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,638
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$72,835
−HK$2,232/mo
Today · 4.125%
HK$75,067
baseline
▲ 0.50% · 4.625%
HK$79,635
+HK$4,568/mo
Deposit HK$15.49M · loan HK$15.49M · min. income ≈ HK$150,134/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,584
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$80,691
−HK$2,138/mo
Today · 4.125%
HK$82,829
baseline
▲ 0.50% · 4.625%
HK$87,195
+HK$4,366/mo
Deposit HK$15.49M · loan HK$15.49M · min. income ≈ HK$165,658/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,765
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,402
−HK$2,679/mo
Today · 4.125%
HK$90,081
baseline
▲ 0.50% · 4.625%
HK$95,562
+HK$5,481/mo
Deposit HK$12.39M · loan HK$18.59M · min. income ≈ HK$180,162/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,300
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,829
−HK$2,566/mo
Today · 4.125%
HK$99,395
baseline
▲ 0.50% · 4.625%
HK$104,634
+HK$5,239/mo
Deposit HK$12.39M · loan HK$18.59M · min. income ≈ HK$198,790/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,893
−HK$6,201/mo
▼ 0.25% · 3.875%
HK$101,969
−HK$3,125/mo
Today · 4.125%
HK$105,094
baseline
▲ 0.50% · 4.625%
HK$111,489
+HK$6,395/mo
Deposit HK$9.29M · loan HK$21.68M · min. income ≈ HK$210,188/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,017
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$112,968
−HK$2,993/mo
Today · 4.125%
HK$115,961
baseline
▲ 0.50% · 4.625%
HK$122,073
+HK$6,112/mo
Deposit HK$9.29M · loan HK$21.68M · min. income ≈ HK$231,922/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,148
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$131,103
−HK$4,018/mo
Today · 4.125%
HK$135,121
baseline
▲ 0.50% · 4.625%
HK$143,343
+HK$8,222/mo
Deposit HK$3.10M · loan HK$27.88M · min. income ≈ HK$270,242/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,450
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$145,244
−HK$3,848/mo
Today · 4.125%
HK$149,092
baseline
▲ 0.50% · 4.625%
HK$156,951
+HK$7,859/mo
Deposit HK$3.10M · loan HK$27.88M · min. income ≈ HK$298,184/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$1,316,560 · Scale 2, in force from 26 Feb 2026)