LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,659
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,857
−HK$2,233/mo
Today · 4.125%
HK$75,090
baseline
▲ 0.50% · 4.625%
HK$79,659
+HK$4,569/mo
Deposit HK$15.49M · loan HK$15.49M · min. income ≈ HK$150,180/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,607
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,715
−HK$2,139/mo
Today · 4.125%
HK$82,854
baseline
▲ 0.50% · 4.625%
HK$87,221
+HK$4,367/mo
Deposit HK$15.49M · loan HK$15.49M · min. income ≈ HK$165,708/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,791
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,428
−HK$2,680/mo
Today · 4.125%
HK$90,108
baseline
▲ 0.50% · 4.625%
HK$95,590
+HK$5,482/mo
Deposit HK$12.39M · loan HK$18.59M · min. income ≈ HK$180,216/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,329
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,858
−HK$2,567/mo
Today · 4.125%
HK$99,425
baseline
▲ 0.50% · 4.625%
HK$104,666
+HK$5,241/mo
Deposit HK$12.39M · loan HK$18.59M · min. income ≈ HK$198,850/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,922
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$101,999
−HK$3,127/mo
Today · 4.125%
HK$105,126
baseline
▲ 0.50% · 4.625%
HK$111,522
+HK$6,396/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$210,252/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,050
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,002
−HK$2,994/mo
Today · 4.125%
HK$115,996
baseline
▲ 0.50% · 4.625%
HK$122,110
+HK$6,114/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$231,992/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,186
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,142
−HK$4,019/mo
Today · 4.125%
HK$135,161
baseline
▲ 0.50% · 4.625%
HK$143,386
+HK$8,225/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$270,322/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,493
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,288
−HK$3,849/mo
Today · 4.125%
HK$149,137
baseline
▲ 0.50% · 4.625%
HK$156,999
+HK$7,862/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$298,274/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,316,956 · Scale 2, in force from 26 Feb 2026)